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Fido Small Borrowing from the bank (FIDO) is actually a lending institution located in Accra, Ghana and you may authorized from the Lender away from Ghana. FIDO will bring easy and fast quick-term fund, http://www.nationaltitleloan.net/title-loans-oh/ entitled FIDO Money. All of our consumers can put on having a beneficial FIDO Loan directly from their individual smart phone and you will located a credit decision within seconds. The loan is available to help you performers, mini enterpreneus and you will SMEs to enhance their organizations. Just a single-day confirmation from ID and mobile money account is needed ahead of disbursement of your currency. Zero guarantee otherwise guarantors are essential.
Are FIDO licensed to add funds into the Ghana? Sure. FIDO is authorized by Financial out-of Ghana to provide fund. Which are the charge to make use of Fido? There aren’t any Upfront Fees for making use of the brand new FIDO cellular application otherwise applying for an effective FIDO Financing. We costs a control payment that’s uncovered towards consumer just before acknowledging financing, consequently they are repaid merely once you get your currency, in case the loan is born getting cost. Exactly what do I use the newest FIDO Financing having? People are able to use the brand new funds to grow its small businesses. Financing should not be employed for unlawful factors Do you know the qualifications requirements? To help you qualify for a beneficial FIDO Mortgage, you prefer a valid ID and you will Cellular Currency.
- ID Variety of: Driver’s license, NHIA Registration, Voter ID, National ID otherwise Passport
- Cellular Currency account: MTN Cellular Money otherwise AirtelTigo Currency joined on your own title having at least two months.
You truly must be a resident for the Ghana more than 18 numerous years of age. Simply how much is the interest rate? The attention rates for brand new people start on fourteen% getting 1 month, the attention number are exhibited throughout the app before you apply. Coming back customers having a beneficial reputation for spending their money that have Fido punctually get better interest into the future loans, a minimal interest is actually 8% to possess a month. How much time does it sample agree my personal consult? In a single second shortly after submission, a card decision might possibly be found for the screen.
FIDO application evaluates each loan application and put aside the legal right to reject some apps. The decision can’t be reversed and now we can only highly recommend you to use once more once 14 days. My demand was approved. What do I must would 2nd? Excite read cautiously the newest information demonstrated about application in the event the loan might have been recognized. The directions usually either tell you in order to agree the loan agreement in app to do the procedure, otherwise see a department to have running. Excite comprehend the Get in touch with area getting beginning hours and you can recommendations to help you our part. When and where tend to my FIDO Loan be distributed? Shortly after totally finishing the procedure, the borrowed funds is given out immediately. We’ll let you know from the Texting of one’s import. Just how will i pay-off the fresh new FIDO Mortgage? In the event that mortgage will get due, you’ll have to import the money from your purse after the procedure lower than. To blow which have bucks, you can travel to any Zenith lender part and you can put in order to FIDO’s membership. Be sure to always use your client ID for payment. What goes on basically cannot pay this new FIDO Mortgage for the-date? Delight contact us which have any things about this new repayment regarding your own FIDO Mortgage. Consumers would be energized additional charges to have late costs. Fido reserves the authority to take any legal action to recoup a good expense and report unpaid consumers to your compatible companies and you may/or authorities. What is the min/maximum loan amount? First time individuals meet the requirements getting all in all, 2 hundred GHC become paid off inside ten to 33 months. The loan label should be chosen regarding application whenever applying.
Purchasing your loan punctually will bring you a higher count and smaller interest since you go up the brand new ladder doing an excellent limitation off 1000 GHS.